Dental Insurance – Roswell, GA
Keeping the Cost of Dentistry Affordable
Dental insurance is a worthwhile investment because of its ability to reduce out-of-pocket expenses while pursuing better oral and overall health. When choosing a dental practice, finding one that is in-network with many different plans allows you to move forward with treatment knowing that you’ll not only receive high-quality care but at a price you can afford. Our team at Modern Dentistry is equipped to handle all your dental insurance questions and will help you better understand your coverage so that you don’t miss out on valuable savings each time you visit our office.
How Dental Insurance Works
Most dental insurance plans provide coverage for preventive and restorative care only. This is not always the case, but most of the time, you can expect a similar 100-80-50 format when comparing plans. Some of them may look like the following:
- 100% preventive services covered
- 70-80% minor restorative services covered
- 50% major restorative services covered
What is the Difference Between Dental and Medical Insurance?
The line between medical and dental insurance can often be blurred; however, there are distinct differences between the two types:
Medical insurance is primarily used in reactive situations. For example, if you have a sudden emergency (i.e., a broken arm), your medical insurance can be used to help with hospitalization, seeing a specialist, undergoing lab testing, etc.
Dental insurance is designed to promote preventive care. Patients are encouraged to see their dentist twice each year to reduce the potential risk of dental decay or other harmful conditions that can go on to negatively impact their oral and overall health. This is why many plans provide 100% coverage for dental exams, cleanings, X-rays, and other similar services.
In-Network vs. Out-of-Network
No dentists are alike, so some might be in-network with multiple dental insurance plans while others are not. No matter if we take your dental insurance or not, you can expect our team to assist in helping you better understand the cost of treatment as well as claim any available benefits.
In-Network Coverage
If you choose a dentist who is in-network with your insurance plan, you will be able to pay a lower amount as opposed to someone who chooses an out-of-network dentist. This is because in-network dentists pre-negotiate terms and fees with insurance companies to determine which services can be offered at a lower rate to the patient. Some of the plans we are in-network with include:
- Delta Dental – PPO/Premier
- Delta Dental – PPO/Premier
- MetLife
- Aetna
- Cigna
- BCBS of Georgia
- United Healthcare
- Guardian
- GEHA
- Ameritas
- Humana
- United Concordia
- Connection Dental
- Careington
- And more!
Out of Network
If we do not take your dental insurance and are considered out of network, do not be discouraged. Although you will need to pay more upfront, our team will work to identify ways to help you save while also completing the necessary paperwork to ensure you receive the maximum reimbursement from your dental insurance company.
